Creation Labs:

It’s time to support risk management focused entrepreneurs working to close the insurance protection gaps that delay our ability to decarbonize and threaten our communities.

Creation Labs is the premier innovation platform for developing new climate risk management solutions.

For Communities: We provide solutions that close protection gaps & safeguard their economic development.

For Innovators: We foster innovation ecosystems and provide access to testing environments, empowering them to quickly bring to market solutions that support insurable communities.

For Capital Providers: We find new risk capital investment opportunities with impact, growth and profit potential.

For Solution Providers: We find partnership opportunities with impact, growth and profit potential.

For States: We help states capture the high-paying insurance industry jobs of the future and keep innovators focused on the risk management needs of local communities. The way insurance started.

Community Led Innovation

Communities are the insurers of last resort, bearing the direct burden of catastrophes and the absence of proactive decarbonization efforts. The well-being of their residents, the stability of home values, and the health of their tax bases are all intrinsically linked to effective local climate risk management. Our community work inspires, informs and enables our innovation acceleration priorities.

Solution Incubation & Acceleration

We close climate-driven protection gaps by accelerating the launch and scaling of innovative products and services that address the most pressing climate risk financing challenges faced by communities. The entrepreneurs in our acceleration programs have opportunities to work directly with innovative communities and a broad network innovation partners to co-create and implement bold solutions.

Innovate With Us

Free Creation Labs membership is open to communities, innovators, solution providers, capital providers, & community aligned stakeholders.

  • Regular newsletters.

  • Quarterly theme events and pitch days.

  • Initial 30-min. consultation with Creation Labs team.

Creation Labs Programs

Community Pilots & Insurability Planning Support

InnSure partners with communities with support from innovation partners to close protection gaps through community embedded insurance pilots. Our community partners are crucial, serving as real-world environments where insurance innovators can pilot and test impactful solutions.

This cooperative approach enables communities to generate ideas and collaborate with innovators, accelerating solution development. Together, we can actively shape local insurance markets to cater to the unique needs of the communities.

Communities can access community specific Insurability Planning support including risk, insurance market and total cost of risk analysis.

Planning engagements* start from $30,000 depending on the scope and nature of the project.

Insurance Accelerator Programs

The InnSure Creation Labs Insurance Accelerator is seeking early to mid-stage growth companies with innovative risk transfer, technology and/or data solutions in risk management. Together we will reimagine an insurance and risk-financing system that enables climate-vulnerable communities and energy transition projects to better manage the risks that threaten their success.

Our unique approach embeds acceleration services within an ecosystem of interconnected networks of mission-aligned communities, organizations, institutions, resources, and relationships that collectively support and enable insurability focused entrepreneurship.

The program offers assistance in navigating the fragmented and complex insurance industry. We assess your technology and its integration feasibility with insurance solutions. If there's a fit, we design a customized acceleration plan for each program participant.

Program participation requires* a $30,000-50,000 investment, which can be in cash, equity, debt or through partner’s subsidies.

Innovation Partners

Innovators thrive not in isolation, but through strategic partnerships with world-class organizations offering novel solutions and capabilities. InnSure facilitates these connections, linking solution providers & community aligned stakeholders with product-builders in need of their expertise and capacity. We seek out partners who resonate with the powerful mission of our innovators and can offer differentiated services with preferential access and pricing.

For traditional and alternative risk capital providers with interest in the insurance and risk management sectors, the landscape is unique. Innovators often require two distinct forms of funding: operating capital and risk capital. The industry is also highly regulated and nuanced across various jurisdictions. Both risk and operating capital providers are crucial, not only for their financial contributions but also for their invaluable expertise and experience, for which they are handsomely rewarded. InnSure collaborates to identify climate risk management concepts that align with capital providers appetites. We also provide a robust support infrastructure to ensure long-term financial success and value creation.

Our ecosystem offers three levels of access to solution providers, risk capital providers, VCs, governments, NGOs, and subject-matter experts and corporate innovators not participating in acceleration services. 

Bronze Access - $10,000

  • Logo recognition on InnSure website and events

  • Tickets to our events

  • Curated access to our ecosystem of startups, carriers, and capital providers. 

  • Quarterly bespoke discussion with Creation Labs/InnSure team

Silver Access - $25,000

  • All benefits of Bronze +

  • Annual branded webinar with invitation to over 2500 InnSure ecosystem members.

  • Monthly bespoke discussion with Creation Labs/InnSure team

  • 20% of membership fees can be allocated to support subsidies for strategically aligned communities and/or entrepreneurs. 

Gold Access - $50,000

  • All benefits of Silver +

  • Tickets to Scout InsurTech events

  • Participate in advisory board planning for InnSure events & programming

  • Creation Labs/InnSure support to drive a bespoke climate/risk innovation live event

  • 30% of membership fees can be allocated to support subsidies for strategically aligned communities and/or entrepreneurs.

* InnSure works with innovation partners to raise funds to subsidize climate risk challenged communities and missioned aligned entrepreneurs in programming.

Ways to Engage

Program Benefits

For All Members

  • Bi-monthly pitch days - MGAs, tech providers, capacity providers, distribution partners, VCs, philanthropy, government, etc.

  • Bi-monthly topical themes - battery storage, wildfire, grant funding, user discovery, regulatory concerns, etc.

  • Curated invitations to members-only events (both in-person and virtual)

  • 2 tickets to InnSure in-person events - NYC Climate Week, Boston Resilience Day, etc.

  • Quarterly 1:1 debrief with curated introductions.

  • InnSure Corps Benefits - 5 free InnSure Corps memberships + 30% discount for additional employees.

  • Discounts - conference promotions and on hosting innovation challenges and/or cohort based acceleration programs.

  • Branding & Promotion

    • Partners and providers are promoted as program sponsors Bronze Level.

    • Innovators are promoted to partners and providers and through public channels

For Accelerating Innovators

  1. Project Acceleration Plan - Includes milestones and target deliverables that the innovator will be focusing on during acceleration period.

  2. Monthly Planning Meetings – regular touch-points with InnSure team. Additional meetings may be offered/required for Needs Assessment/Support Plan. 

  3. Needs Assessment – due diligence and understanding of what aspects of building a successful product/business are needed for you to succeed (data, talent, risk capital, operating capital, underwriting, distribution, etc.)

  4. Bespoke Support Plan – based on Needs Assessment, working together to build a Support Plan for how InnSure will help (warm introductions, access to data, partnership support, webinar and educational tools, etc.)

  5. Curated Warm Introductions – this is a relationship business, our network cares about (y)our mission and the success of your endeavor – “picking someone’s brain” for subject matter expertise or for additional networking opportunities

  6. Branding & Promotion - Silver sponsorship