Our Vision: Insurance Markets That Work for Everyone

Our Mission: Creating an insurance and risk financing system that enables climate-challenged communities and energy transition projects to manage the risks that threaten their success.

Insurance is the most efficient way to finance climate risks, but the current market is struggling to fulfill its central purpose. Insurance is in danger of becoming irrelevant to individuals, enterprises, and communities impacted by worsening climate-driven risks. Now is the time, for communities and innovative insurance solution providers to reimagine the future of risk management.

Our Work is Grounded in Four Impact Pillars

By focusing on these four pillars, we create measurable impacts in the battle against climate change.

  • Close Protection Gaps

  • Accelerate Energy Transition

  • Facilitate Community Resilience

  • Promote Nature+ Practices

InnSure offers market-making and market-supporting innovation programs that drive impact.

Incubation & Acceleration

We support insurance innovators working across the insurance value chain.

  • Insurance innovation prize challenge project management

  • Cohort-based and/or individual innovator acceleration programs.

  • Support for climate relevant Insurtechs (transition or adaptation)

  • Support for climate techs seeking to sell into insurance or integrate with InsureTech solutions

Insurability Planning

We help community leaders influence insurance markets by integrating insurability planning into economic development planning.

  • Project management for pilots and demonstration projects.

  • Enabled by InnSure's Total-Cost-of-Risk analysis tools and methods.

  • Risk based methods to prioritize and optimize resilience investments.

  • Pathways to quickly and fully capture value of resilience investments in insurance markets that are not serving communities well

InnSure Loop

Communities invest in resilience, but rarely see it reflected in how insurers underwrite — and insurers, in turn, lack the ground truth they need to write coverage in climate-impacted regions.

InnSure Loop is a new program designed to close that broken communication loop, so resilience investment and market response finally see each other clearly.

  • Community-led carrier qualification, on the community’s terms

  • Market intelligence flowing back to communities and to InnSure’s Total Cost of Risk framework

  • Communities sit at the center; InnSure orchestrates the flow

  • Launching in 2026 with our first community pilot — contact us to learn more.

InnSure Supporters

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